Confidence at Every Stage
Building Your Dream Home Starts With The Right Advice.
For many people, finance is the biggest question when it comes to building a new home. The good news? It may be more achievable than you think.
At Redink Southwest, we work with trusted local finance brokers who understand the building process and the Southwest property market. They’ll take the time to understand your circumstances and help you find a finance solution that’s right for you.
Whether you’re building your first home, upgrading for a growing family or investing in property, our finance partners can guide you through every step with expert advice and personalised support.
Finance Process
How the Finance Process Works
Step 1
Start the Conversation
Begin by speaking with our team about your home goals, budget and timeline. We can connect you with our local finance specialist to help get the process underway.
Step 2
Understand Your Borrowing Capacity
A finance specialist will assess your financial situation, including your income, expenses, deposit and credit profile, to help estimate how much you may be able to borrow.
Step 3
Compare Loan Options
Our local finance specialists will compare loan products from a wide range of lenders to find options suited to your needs and circumstances.
Step 4
Secure Pre-Approval
Pre-approval can give you a clearer understanding of your budget before selecting your home design or house and land package.
Step 5
Move Forward With Confidence
Once your finance pathway is in place, you can focus on the exciting part, choosing your home and getting ready to build.
Expert Advice. Better Outcomes.
Start with a Free Financial Health Check
The first step towards building your new home is understanding what’s possible. There’s no obligation, just honest, expert advice from trusted local finance professionals who are here to help.
Complete the enquiry form below to book your Free Financial Health Check today.
A complimentary Financial Health Check will give you a clear picture of:
- How much you can borrow
- Your estimated repayments
- Your deposit and upfront costs
- Grants and incentives you may qualify for
- Your next steps towards building with confidence
Tailored Finance Solutions
Finance Options to Suit Your Lifestyle and Goals
No two homebuyers are the same, and the right finance solution will depend on your stage of life, your priorities and the type of home you’re building.
First Home Buyers
Buying or building your first home is a big milestone, and understanding your finance options early can make the journey easier. Our local finance specialist can help you understand your borrowing capacity, explore suitable loan options.
Growing Families
Whether you’re growing your family or simply need more space, building a home is about creating a home that suits your lifestyle. We can help you understand your borrowing power, explore loan options and structure your finances.
Multi-Generational Living
Building for multigenerational living requires a finance solution that supports shared living and long-term flexibility. Our local finance specialist can help you understand your borrowing capacity, explore your options and find a loan structure to suit your family’s needs.
Downsizers
Downsizing is about creating a home that better suits your lifestyle. We can help you understand your finance options, whether you’re building a new home or using the sale of your current home to support your next move.
Investors
If you’re building or buying as an investor, our local finance specialist can help you explore investment loan options and structure your finances to support your long-term goals, whether it’s your first investment property or growing your portfolio.
Country Homes
Building a farmhouse often requires finance tailored to larger blocks and unique builds. Our local finance specialist can help you explore construction loan options and borrowing solutions to bring your vision to life.
Demo and Rebuild
A demo and rebuild lets you stay in the location you love while creating a home that better suits your needs. We can help you explore borrowing options and structure a loan to support every stage of the demolition and build journey.
Help With Grants and Concessions
You may be eligible for grants, concessions or government support to helping make your building journey easier. Our local finance specialists can help you explore the latest options, including the First Home Owner Grant including other initiatives.
Your home. Your Choice.
At Redink it’s about your home, your choice. Change the plans, shape the details and create a home that truly fits your lifestyle.
Build for less
Why Building Can Be More Affordable Than You Think
Building a new home isn’t just about creating a home that’s designed for your lifestyle, it can also be a smart financial choice.
Unlike buying an established home, you don’t need to pay the full purchase price upfront. Construction loans are generally paid in progress payments, meaning funds are released as your home reaches each stage of the build. It can make managing your finances throughout the build much more manageable.
Depending on your circumstances, you may also be eligible for government grants, stamp duty concessions and other incentives that can significantly reduce your upfront costs.
Home Designs
Homes Designed Around You
For 20 years, Redink has helped Western Australians create homes that reflect the way they live. Explore our range of flexible designs, each ready to be personalised around your lifestyle, block and budget.
FAQ’s
Frequently Asked Questions
Can a finance broker help me understand my borrowing capacity?
Yes. A finance broker can assess your income, expenses, deposit and financial commitments to help you understand how much you may be able to borrow and which loan options may suit best.
What is a construction loan?
A construction loan is a type of home loan designed for building a new home. The funds are usually released in stages during the build rather than as a single lump sum.
Do I need pre-approval before building a home?
Pre-approval is not always required to begin researching your options, but it can be very helpful. It gives you a clearer picture of your budget and can make the next steps in your building journey easier to navigate.
Is there a cost to use a finance broker?
Finance broker services are generally free for borrowers, with the broker paid by the lender. This means you can access expert guidance and support without an additional upfront cost.
