Confidence at Every Stage
Home Finance Made Simple
Building a new home is exciting, but we understand that navigating home finance can be one of the most confusing parts of the building journey. At Redink Homes, we help make the process simpler by connecting you with Lets Finance, a trusted finance partner within the Scott Park Group.
Whether you’re buying your first home, upgrading to suit your lifestyle or building an investment, Lets Finance can help you find a loan solution that suits your needs. As construction loan specialists, they understand the unique requirements of building a new home and can guide you through the process from start to finish.
Finance Process
How the Finance Process Works
Step 1
Start the Conversation
Begin by speaking with our team about your home goals, budget and timeline. We can connect you with Lets Finance to help get the process underway.
Step 2
Understand Your Borrowing Capacity
A finance specialist will assess your financial situation, including your income, expenses, deposit and credit profile, to help estimate how much you may be able to borrow.
Step 3
Compare Loan Options
Lets Finance will compare loan products from a wide range of lenders to find options suited to your needs and circumstances.
Step 4
Secure Pre-Approval
Pre-approval can give you a clearer understanding of your budget before selecting your home design or house and land package.
Step 5
Move Forward With Confidence
Once your finance pathway is in place, you can focus on the exciting part, choosing your home and getting ready to build.
Expert Advice. Better Outcomes.
Why Use a Finance Broker When Building a Home?
Building a home is different from buying an established property, and the right finance structure can make a big difference.
That’s why it helps to work with a broker who understands the building process. Rather than approaching lenders one by one, you can access tailored advice and a clearer understanding of what may be available to you.
- A finance broker helps you compare lenders and find a loan that suits your goals.
- Construction loans designed specifically for building a new home.
- Borrowing capacity assessments to help you understand how much you can borrow.
- Pre-approval support so you can move forward with confidence.
- First home buyer loans for those entering the property market for the first time.
- Investment property loans for buyers looking to build or purchase as an investor.
Tailored Finance Solutions
Finance Options to Suit Your Lifestyle and Goals
No two homebuyers are the same, and the right finance solution will depend on your stage of life, your priorities and the type of home you’re building.
First Home Buyers
Buying or building your first home is a big milestone, and understanding your finance options early can make the journey easier. Lets Finance can help you understand your borrowing capacity, explore suitable loan options.
Growing Families
Whether you’re growing your family or simply need more space, building a home is about creating a home that suits your lifestyle. We can help you understand your borrowing power, explore loan options and structure your finances.
Multi-Generational Living
Building for multigenerational living requires a finance solution that supports shared living and long-term flexibility. Lets Finance can help you understand your borrowing capacity, explore your options and find a loan structure to suit your family’s needs.
Downsizers
Downsizing is about creating a home that better suits your lifestyle. We can help you understand your finance options, whether you’re building a new home or using the sale of your current home to support your next move.
Investors
If you’re building or buying as an investor, Lets Finance can help you explore investment loan options and structure your finances to support your long-term goals, whether it’s your first investment property or growing your portfolio.
Country Homes
Building a farmhouse often requires finance tailored to larger blocks and unique builds. Lets Finance can help you explore construction loan options and borrowing solutions to bring your vision to life.
Demo and Rebuild
A demo and rebuild lets you stay in the location you love while creating a home that better suits your needs. We can help you explore borrowing options and structure a loan to support every stage of the demolition and build journey.
Help With Grants and Concessions
You may be eligible for grants, concessions or government support to helping make your building journey easier. Lets Finance can help you explore the latest options, including the First Home Owner Grant including other initiatives.
Your home. Your Choice.
At Redink it’s about your home, your choice. Change the plans, shape the details and create a home that truly fits your lifestyle.
House, Land & Finance
Why Choose Redink Homes and Lets Finance?
At Redink Homes, we believe building your home should feel exciting. By connecting your new home journey with trusted finance support, we help make the process more seamless from the very beginning.
With Redink Homes and Lets Finance, you can access support for house, land and finance in one place. That means less stress, clearer guidance and a confident path forward.
Whether you’re just starting out or ready to take the next step, our team is here to help you turn your home goals into reality. Talk to the team at Redink Homes and Lets Finance for a free, no-obligation conversation about your borrowing capacity, loan options and the support that may be available to you.
Home Designs
Homes Designed Around You
For 20 years, Redink has helped Western Australians create homes that reflect the way they live. Explore our range of flexible designs, each ready to be personalised around your lifestyle, block and budget.
FAQ’s
Frequently Asked Questions
Can a finance broker help me understand my borrowing capacity?
Yes. A finance broker can assess your income, expenses, deposit and financial commitments to help you understand how much you may be able to borrow and which loan options may suit best.
What types of loans can Lets Finance help with?
Lets Finance can assist with a range of loan types, including construction loans, first home buyer loans, investment property loans and refinancing options.
What is a construction loan?
A construction loan is a type of home loan designed for building a new home. The funds are usually released in stages during the build rather than as a single lump sum.
Do I need pre-approval before building a home?
Pre-approval is not always required to begin researching your options, but it can be very helpful. It gives you a clearer picture of your budget and can make the next steps in your building journey easier to navigate.
Is there a cost to use a finance broker?
Finance broker services are generally free for borrowers, with the broker paid by the lender. This means you can access expert guidance and support without an additional upfront cost.
Can Lets Finance help with grants and concessions?
Yes. Lets Finance can help you understand what grants, concessions or support schemes may be available to you, including options for eligible first home buyers.
About Redink
Celebrating 20 Years, Built on Trust, Backed by Experience
For 20 years, we’ve made it easier to build a home that feels distinctly yours. From first home buyers to downsizers, we’ve helped thousands of West Australians take that next step with confidence. And while we’re proud of how far we’ve come, we’re even more focused on what’s ahead.
7000+ Homes
Certainty Built In
Local Heart. National Strength.
Trusted Process
Built to Last
